©2025 Davidson Homes, Inc. | All Rights Reserved | Davidson Homes is a leading builder of quality new homes in Alabama, Arizona, Georgia, North Carolina, Tennessee and Texas. Davidson Homes reserves the right to adjust items listed without prior notice or obligation. Such items may include, but are not limited to, options, included features and community information, pricing, amenities, terms or availability. Features, options, floor plans, elevations, colors, sizes and photographs are for illustration purposes and will vary from homes built. Please see your community specialist for details.
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For example, on an FHA 30-year 3-2-1 buydown loan, with a sales price of $400,000, a loan amount of $392,755 including upfront mortgage insurance, a 3.5% down payment, a 680 FICO score, with a note rate of 4.99% (5.91% APR), the monthly principal and interest (P&I) payments are as follows. Year 1 monthly P&I payments of $1,449.74 at 1.99%, year 2 monthly P&I payments of $1,653.75 at 2.99%, Year 3 monthly P&I payments of $1,872.81, and year 4-30 monthly P&I payments of $2,105.99 at 4.99% for the life of the loan. Example payments do not include taxes, homeowner insurance, monthly mortgage insurance of $175.73, or HOA fees. Davidson Homes locked in through Davidson Homes Mortgage, a fixed interest rate for a pool of funds made available to homebuyers on certain properties for a limited time. Rates are available until the pool of funds is depleted or promotion expires. The interest rate offered applies only to qualified Davidson Homes homebuyers financed by Davidson Homes Mortgage for a borrower’s principal residence. Not all borrowers will qualify. This offer is available for a limited time and can be stopped at any time with no prior notice. An escrow account will be created for the seller to deposit money in to “buydown” the difference in the subsidized monthly payment amount and the note rate. Available for homes with purchase contracts signed by 9/14/2025, and close within 30 days of the signed contract. This offer is available for a limited time on select properties and can be discontinued at any time without prior notice. Example terms available as of 9/4/2025. Interest rates are subject to loan level pricing adjustments set by FHA. ©2025 Heritage Mortgage, LLC dba Davidson Homes Mortgage, 9668 Madison Blvd, Suite 203, Madison, AL 35758. NMLS# 1773914. www.DavidsonHomesMortgage.com. info@DavidsonHomesMortgage.com. Equal Housing Opportunity.
