Build and Lock at 4.99% (5.927% APR)

Building a home is exciting, but it also comes with a lot of unknowns.

The Davidson Difference is how we help simplify that experience. With our Build & Lock program, you can secure your rate early in the process - while your home is being built, your financing stays exactly where you expect it to be.

What That Looks Like for You

Lock in a 4.99% (5.927% APR) fixed rate* and move forward knowing one of the biggest pieces of your purchase is already taken care of.

No watching the market, and no second-guessing timing. Just a clear path forward.

Why Buyers Choose Build & Lock

• 4.99% (5.927% APR) locked in from the start*
• 180-day rate lock protection while your home is being built
• FHA-friendly financing designed to support your next step
• A more predictable experience from contract to closing

Built Around Real Life

This isn’t just about securing a rate, it’s about a homebuying experience that feels steady, transparent, and aligned with your timeline.

That’s The Davidson Difference.

Visit us to explore available homesites, walk through your options, and see what building with Davidson really looks like.