©2026 Davidson Homes, Inc. | All Rights Reserved | Davidson Homes is a leading builder of quality new homes in Alabama, Arizona, Georgia, North Carolina, Tennessee and Texas. Davidson Homes reserves the right to adjust items listed without prior notice or obligation. Such items may include, but are not limited to, options, included features and community information, pricing, amenities, terms or availability. Features, options, floor plans, elevations, colors, sizes and photographs are for illustration purposes and will vary from homes built. Please see your community specialist for details.
FHA financing: 3.99% initial interest rate, 5.894% Annual Percentage Rate. 5/1 ARM: rate fixed for 5 years, then adjusts annually based on the 30-day Average SOFR index plus a 2.25% margin (caps 2/2/6; maximum rate 9.99%). The Annual Percentage Rate may increase after consummation. Example: sales price $449,990, 3.5% down ($15,750), 680 credit score, owner-occupied primary residence; total loan $441,839 including financed FHA upfront mortgage insurance premium; 360 monthly payments: $2,307.74 for the first 5 years; based on the current index the payment would adjust to $2,731.20 thereafter, and could be higher or lower at each adjustment (maximum rate 9.99%; final-year payment on the current-index path $2,556.99). Payment includes principal, interest, and mortgage insurance (life of loan) only — property taxes and homeowners insurance are additional, so the actual payment obligation will be greater. VA financing: 3.99% initial interest rate, 5.635% Annual Percentage Rate. 5/1 ARM: rate fixed for 5 years, then adjusts annually based on the weekly 1-year Treasury (CMT) index plus a 2.25% margin (caps 1/1/5; maximum rate 8.99%). The Annual Percentage Rate may increase after consummation. Example: sales price $449,990, 0% down ($0), 680 credit score, owner-occupied primary residence; total loan $459,665 including financed VA funding fee; 360 monthly payments: $2,191.86 for the first 5 years; based on the current index the payment would adjust to $2,427.65 thereafter, and could be higher or lower at each adjustment (maximum rate 8.99%; final-year payment on the current-index path $2,788.65). Payment includes principal and interest only — property taxes and homeowners insurance are additional, so the actual payment obligation will be greater.
Special financing made available through a forward commitment funded by Davidson Homes on select new homes in the Prescott, Prescott Valley and Cottonwood, AZ area. Borrower pays no discount points; other closing costs apply. Figures assume a 680 credit score and an owner-occupied primary residence. Rate accurate as of 9/18/2026, subject to change without notice, and available only while commitment funds remain. Not a commitment to lend. All loans subject to credit and property approval. Not all applicants will qualify. NorthStar Mortgage Advisors, a division of Canopy Mortgage, LLC is not acting on behalf of or at the direction of HUD, FHA, VA, or any other government agency, and this offer is not endorsed or sponsored by any government agency. Canopy Mortgage is not sponsored by, affiliated with or acting on behalf of Davidson Homes. You may obtain financing from any lender you choose. Canopy Mortgage, LLC NMLS #1359687 (https://www.google.com/url?q=http://www.nmlsconsumeraccess.org&source=gmail&ust=1789837928009000&sa=E), Arizona Mortgage Banker License #1012617, 360 Technology Court, Suite 200, Lindon, UT 84042, (706) 620-0673, https://www.google.com/url?q=http://www.northstarlending.com&source=gmail&ust=1789837928009000&sa=E; Gage Dollar, Mortgage Loan Originator, NMLS #2359894. Equal Housing Lender.
