©2026 Davidson Homes, Inc. | All Rights Reserved | Davidson Homes is a leading builder of quality new homes in Alabama, Arizona, Georgia, North Carolina, Tennessee and Texas. Davidson Homes reserves the right to adjust items listed without prior notice or obligation. Such items may include, but are not limited to, options, included features and community information, pricing, amenities, terms or availability. Features, options, floor plans, elevations, colors, sizes and photographs are for illustration purposes and will vary from homes built. Please see your community specialist for details.
*Financing offered by NorthStar Mortgage Advisors, a division of Canopy Mortgage, LLC, NMLS #1359687 http://nmlsconsumeraccess.org, http://www.northstarlending.com. Originator: Drew Lingo, NMLS #2075184, 1000 Broadway, Columbus, GA 31901, (706) 343-3430. This is not a commitment to lend. All loans subject to credit approval, underwriting guidelines, and property approval. Rates, terms, and availability subject to change without notice. Canopy Mortgage is not sponsored by, or affiliated with, Davidson Homes.
Offer available on a limited pool of funds, while funds last, and only through NorthStar Mortgage Advisors on select homes in Dallas, TX. Homes must be contracted on or before 8/31/2026 and close per contract no later than the earlier of (a) 2/27/2027 or (b) the expiration of the borrower's rate lock. Available only for owner-occupied primary residences. Buyer may obtain financing from any qualified lender; however, this promotional rate is available only in connection with financing through NorthStar Mortgage Advisors.
RATE LOCK: The 4.99% rate may be locked for up to 180 days. The 180-day period runs from the date NorthStar Mortgage Advisors confirms the lock in writing, not from the contract date, and requires a fully executed purchase agreement and a completed mortgage application. If the loan does not close on or before the lock expiration date, the lock will expire and an extension fee or a re-lock at then-current market pricing may apply, which may result in a higher interest rate and payment than shown. The lock applies to the specific property, loan program, loan amount, occupancy, and borrowers identified at the time of lock; changing any of them may void the lock.
PAYMENT EXAMPLE: Based on a purchase price of $329,990, a 3.5% down payment of $11,549.65, a base loan amount of $318,440, plus financed FHA upfront mortgage insurance premium of $5,572.70, for a total loan amount of $324,012.70. Assumes a 680 FICO score and a fixed interest rate of 4.99% (5.741% APR) on a 30-year FHA fixed-rate mortgage. The Annual Percentage Rate assumes a $1,395 lender origination and underwriting fee together with the financed upfront mortgage insurance premium shown; your Annual Percentage Rate will differ based on the actual charges applicable to your transaction. Terms of repayment: 360 monthly payments. Each payment includes $1,737.39 in principal and interest for all 360 months, plus monthly FHA mortgage insurance calculated at 0.55% of the average outstanding balance and recalculated annually. At this loan-to-value ratio (96.50%), FHA mortgage insurance continues for the life of the loan and is included in all 360 payments. The total monthly payment is $1,884.90 in year 1 and declines each year as the balance amortizes: approximately $1,875.20 in year 5, $1,860.03 in year 10, $1,840.56 in year 15, $1,815.59 in year 20, $1,783.56 in year 25, and $1,742.47 in year 30. Total mortgage insurance paid over the full term is approximately $33,225.60. Payment amounts do not include property taxes, homeowners insurance, flood insurance, municipal utility district (MUD) assessments, homeowners association dues, or other escrow items; your actual monthly payment obligation will be substantially higher. Borrower must complete a credit application, meet established credit guidelines, establish a tax and insurance escrow account, and pay the required 3.5% down payment. No prepayment penalty applies.
NorthStar Mortgage Advisors is approved to participate in FHA programs but is not acting on behalf of, or at the direction of, the U.S. Department of Housing and Urban Development, the Federal Housing Administration, or any other government agency, and this offer is not sponsored, endorsed, or approved by any government agency. There is no financial affiliation or association between Davidson Homes and NorthStar Mortgage Advisors. Each entity is independent and responsible for its own products, services, and incentives.
Interest rate effective 8/21/2026 and subject to change without notice. Pricing, features, and availability subject to change without notice. See New Home Consultant for complete details. Equal Housing Lender. (c) 2026 Davidson Homes
