The Davidson Difference

Rates as Low as 2.99% (5.927% APR)

The Davidson Difference Starts with How You Buy

Flexible Financing, Built Around Real Life

Buying a home is a big decision. Financing shouldn’t make it harder.

At Davidson Homes, our partnership with Davidson Homes Mortgage means your builder and lender work together to help simplify the process and guide you with confidence from contract to closing.

And right now, that experience comes with flexible opportunities designed to fit the way you want to buy.

Whether you want lower monthly payments upfront or more savings at closing, you can choose the financing option that works best for your next chapter.

Financing That Fits Your Life

Option 1 — Lower Payments from Day One

4.99% Fixed Rate (5.927% APR) + 2-1 Buydown + $5K to Use as You Choose*

A gradual approach designed to ease you into homeownership:

Year 1 — 2.99%
Year 2 — 3.99%
Years 3–30 — 4.99% Fixed
Up to $5,000 toward closing costs, move-in essentials, appliance packages, or personalized upgrades

More room in your monthly budget while you settle into your new home.

Option 2 — More Savings Upfront

4.99% Fixed Rate (5.927% APR) + Up to $7,500 in Flex Cash**

Competitive fixed rate for long-term stability
Up to $7,500 toward closing costs, move-in essentials, appliance packages, or personalized upgrades
Predictable payments from the start
FHA-friendly financing options

A simple, straightforward path with immediate savings.

Built for What’s Next

The Davidson Difference is about more than a rate.

It’s about having a team that helps you understand your options, feel supported throughout the process, and move forward with confidence from your first visit to move-in day.