©2026 Davidson Homes, Inc. | All Rights Reserved | Davidson Homes is a leading builder of quality new homes in Alabama, Arizona, Georgia, North Carolina, Tennessee and Texas. Davidson Homes reserves the right to adjust items listed without prior notice or obligation. Such items may include, but are not limited to, options, included features and community information, pricing, amenities, terms or availability. Features, options, floor plans, elevations, colors, sizes and photographs are for illustration purposes and will vary from homes built. Please see your community specialist for details.
FHA financing with a Davidson Homes–funded 2-1 temporary buydown: 3.25% payment rate in year 1 and 4.25% payment rate in year 2; 5.25% note rate, fixed for the entire 30-year term and applicable in years 3–30. 6.004% Annual Percentage Rate. The reduced payments are funded through a builder-paid buydown escrow; the note rate and loan amount are unchanged, and borrowers must qualify at the note rate. Example: sales price $329,990, 3.5% down ($11,550), 680 credit score, owner-occupied primary residence; total loan $324,013 including financed FHA upfront mortgage insurance premium; 360 monthly payments: $1,557.68 for months 1–12 (3.25% payment rate), $1,739.36 for months 13–24 (4.25% payment rate), then payments at the 5.25% note rate beginning at $1,932.36 in year 3 and declining as mortgage insurance recalculates annually to $1,794.43 in the final year. Payment includes principal, interest, and mortgage insurance (life of loan) only — property taxes and homeowners insurance are additional, so the actual payment obligation will be greater. VA financing with a Davidson Homes–funded 2-1 temporary buydown: 3.25% payment rate in year 1 and 4.25% payment rate in year 2; 5.25% note rate, fixed for the entire 30-year term and applicable in years 3–30. 5.479% Annual Percentage Rate. The reduced payments are funded through a builder-paid buydown escrow; the note rate and loan amount are unchanged, and borrowers must qualify at the note rate. Example: sales price $329,990, 0% down ($0), 680 credit score, owner-occupied primary residence; total loan $337,085 including financed VA funding fee; 360 monthly payments: $1,467.01 for months 1–12 (3.25% payment rate), $1,658.25 for months 13–24 (4.25% payment rate), then payments at the 5.25% note rate of $1,861.39 for the remaining 336 months. Payment includes principal and interest only — property taxes and homeowners insurance are additional, so the actual payment obligation will be greater. Rate lock up to 45 days available.
TEXAS PROPERTY TAXES AND THE PAYMENT SHOWN: The payments above are principal, interest, and mortgage insurance only. In the Dallas–Fort Worth area, property taxes and insurance typically add a substantial amount to the monthly obligation, and many new-construction communities lie within a special taxing district (a MUD or Fresh Water Supply District) that levies an additional tax. Combined tax rates in district communities commonly run well above non-district rates. On a $329,990 home this difference alone can exceed $260 per month. Ask your advisor for a complete payment estimate that includes taxes, insurance, and any district assessment for the specific community before relying on the figures above.
Special financing made available through a forward commitment funded by Davidson Homes on select new homes in the Dallas–Fort Worth, TX area. Borrower pays no discount points; other closing costs apply. Figures assume a 680 credit score and an owner-occupied primary residence. Rate accurate as of 9/4/2026, subject to change without notice, and available only while commitment funds remain. Not a commitment to lend. All loans subject to credit and property approval. Not all applicants will qualify. NorthStar Mortgage Advisors, a division of Canopy Mortgage, LLC is not acting on behalf of or at the direction of HUD, FHA, VA, or any other government agency, and this offer is not endorsed or sponsored by any government agency. Canopy Mortgage is not sponsored by, affiliated with or acting on behalf of Davidson Homes. You may obtain financing from any lender you choose. Full terms, representative examples, and disclosures: https://davidsonhomes.northstarlending.com/t/dfw/5.25/329990/b21-a0904-l45. Canopy Mortgage, LLC NMLS #1359687 (www.nmlsconsumeraccess.org), 1000 Broadway Columbus, GA 31901, (706) 343-3430, www.northstarlending.com; Drew Lingo, Residential Mortgage Loan Originator, NMLS #2075184, GRML #2075184, TX #2075184. Equal Housing Lender.